This would act as a deterrent against colour photocopy or scanned colour images of a cheque. This feature should not be visible on the scanned image at the resolution specified in CTS but should be clearly visible in photocopies and scanned colour images as resolution used in such cases would be above the prescribed CTS standards. VOID pantograph (At Printing Stage): Pantograph with hidden / embedded “COPY”or “VOID” feature shall be included in the cheques.This should be considered must for current account holders and corporate customers. Printing of account field : All cheques should, as far as possible, be issued with the account number field pre-printed.This would help banks to identify and control fraudulent alterations. For any change in the payee’s name, courtesy amount (amount in figures) or legal amount (amount in words), etc., fresh cheque forms should be used by customers.
Prohibiting alterations / corrections on cheques : No changes / corrections should be carried out on the cheques (other than for date validation purposes, if required).IBA and NPCI will be co-ordinating andĪdvising banks on introduction of additional security features on cheques as also otherĪspects relating to implementation of the standard across the countryįeatures that is to be included in New cheque issue & processing instructions are given below It is our intention that the revised cheque standard is implemented byīanks before the roll-out of CTS at Chennai. Effective date of implementation of the standard will be advised to The benchmark prescriptions shall be known as "CTS-2010 standard", specifications what RBI says about these feature is given below This feature is not applicable from today but it will be made applicable only in near future.I have Just alerted you to make a habit of issuing clean cheques without cutting. (update RBI has issued a clarification that this rule is applicable on CTS clearing only. In this Notification RBI has released some new features to be added in Cheque leafs in 2010.Further RBI has also directed that there should be no cutting/correction/alteration in amount in Figures ,Amount in words ,or in Payee name or any where else on the cheque except on date and that is only for date validation(extension of cheque date) purpose.And if there is cutting /alteration in cheque other than date extension then cheque will be of no use.Customer has to issue fresh cheque if there is cutting in figure,words,payee name or bank account. Recently RBI(Reserve Bank of India) has issued a notification.